Cedar Group

Tax. Legal.
Valuations.
One table.

Cedar Group brings tax, legal, and valuation expertise together under one roof — so your most important decisions get the full picture, not separate, disconnected opinions.

Learn more ↓
WHAT WE DO

Advisory built
for complexity.

Business owners hire us when the stakes are high and the structure matters. We handle the work that most firms refer out.

“Most advisors solve one problem at a time. We sit at the same table and see the whole picture.”

60+
years combined across the principals
4
disciplines under one roof
100%
principal-led engagements
CA + US
licensed in both countries
WHO WE WORK WITH

Built for business owners
navigating complexity.

Business Owners

Selling, restructuring, or planning succession for a private company.

Professionals

Doctors, dentists, lawyers, and consultants with practice structures that need optimization.

Families

Estate planning, family trusts, and intergenerational wealth transfer.

Cross-Border

Canadians with US business exposure, investments, or filing obligations.

HOW WE WORK

Clarity before commitment.

Every practice at Cedar Group has its own engagement model. What they share is a commitment to structure, transparency, and making sure you understand the plan before you commit to it.

01

Introductory Call

A 15-minute conversation with our team. We learn about your situation and determine which practice — tax, legal, valuation, or cross-border — is the right starting point. No charge. No obligation.

02

Scoping & Strategy

Before any work begins, you receive a written scope and fee estimate. In our tax practice, this is a formal Phase I engagement — a strategy memo with cost-benefit analysis. In legal and valuations, it is a defined scope of work and fee quote. Either way, you know what you are getting and what it costs before the work starts.

03

Execution

We implement. A corporate reorganization, a shareholders agreement, a valuation report, a cross-border filing — scoped, quoted, and delivered. When the engagement touches more than one discipline, our teams coordinate from the same office.

Every engagement starts with a conversation.

LEADERSHIP

The principals.

SJSunny

Sunny Jaggi

Tax Principal
CPA, CA, MTax, CFF
HNHasan

Hasan Naqvi

Legal Principal
Barrister & Solicitor
VMVabby

Vabby Makkar

Valuation Principal
CPA, ABV, CBV
SSSandy

Sandy Saini

US Tax Principal
CPA, CA, CPA (Illinois)
Meet the full team →
The Advisors Table Podcast
Hosted by Cedar Group’s Sunny Jaggi
THE PODCAST

The Advisors Table

Tax strategy for Canadian business owners. New episodes weekly. Hosted by Sunny Jaggi, CPA, CA, MTax, CFF.

10K+ subscribers · new episodes weekly · Spotify · Apple · YouTube

SpotifyApple PodcastsYouTube
EPISODE 21

Your Family Can Save 12K A Year Through This Tax Strategy

How Canada's 3% prescribed-rate trust strategy can legally shift investment income to children – but new AMT rules may now reduce or even reverse the tax savings.

EPISODE 20

Estate Planning Explained: Will vs. Trust In Canada

How wills, beneficiary designations, joint ownership, and trusts actually control your assets in Canada – and why many families discover critical estate planning gaps only after a crisis occurs.

Explore the podcast →
RESULTS

What the work looks like.

Real Estate

The Siblings with Eight Properties — and One Moving to Dubai

Two siblings held eight investment properties worth over $7 million through a single Canadian corporation. One sibling was planning to leave Canada for the UAE. If they did nothing, the corporation would lose its status as a Canadian-controlled private corporation when the Canadian-resident sibling departed — eliminating access to the refundable tax mechanism that allows corporate tax to be partially recovered when dividends are paid out.

RESULT

Effective tax rate reduced from 30%+ to ~22.5%. Over $500,000 in additional after-tax value preserved.

Franchise & Retail

The Franchise Operator with Seven Locations Who Had Never Restructured

An entrepreneur had built a portfolio of seven quick-service restaurant locations across four operating companies over fifteen years. Every dollar of profit — from operations, real estate, and investments — sat inside the operating companies. There was no holding company, no family trust, no estate freeze. If a lawsuit hit one location, it could reach the assets of all four corporations. If the owner died, the entire $27 million in value would be taxed on the terminal return — a potential tax bill exceeding $7 million.

RESULT

Potential lifetime tax savings of $1.7M through LCGE multiplication alone. Estate tax liability on death reduced from $7M+ to a known, fixed, insurable amount.

Manufacturing

The Founders Selling Their $7M Business to Their Daughter and an Employee

A husband and wife built a manufacturing business over 25 years. It was worth $7.1 million. They wanted to sell — not to an outsider, but to their daughter and a long-time employee, each taking 50%.

RESULT

Both sellers preserved their full lifetime capital gains exemptions. Retained earnings extracted tax-efficiently before closing. Deal closed with both sides aligned on the economics.

See all case studies →

We do not publish client names. We earn trust by keeping it.

WHAT CLIENTS SAY

In their words.

★★★★★LINKEDIN

“Sankalp (Sunny) is the most intelligent tax advisor I've ever worked with. His work was touted as 'genius' by our legal team that sees among the highest M&A deal flow in the country. Beyond his depth of knowledge, he can articulate complex information in a concise and digestible…”

Brady Cassidy
Prev Co-Founder & CEO at Rewardful (acquired)
★★★★★GOOGLE

“The team is highly professional and very well coordinated. Sankalp is exceptionally strong in Canadian tax matters, and Hasan, the Legal Partner, has been a great source of support on legal and structuring — the coordination between tax and legal teams is seamless. Everything is handled under one roof.”

Vipul Vaidya
K Paul Architect Group
★★★★★GOOGLE

“Sandy provided excellent support on a U.S. tax matter. She was responsive, knowledgeable, and delivered thorough work on a timely basis. She also took the time to answer follow-up questions and make sure everything was clear.”

Nick Singh
CPAONTARIO
Law Societyof Ontario
CBVInstitute
CTFFCF
AICPACPA
AICPACFF
IRSPTIN
THE NETWORK

Partner support and
white-label tax advisory.

Cedar Group works behind the scenes with accounting firms across Canada. We handle complex tax, legal, and valuation work — tax advisory under your brand, legal and valuation alongside your team — so your clients stay your clients.

→Specialized tax, legal, and valuation expertise on demand
→White-label tax advisory under your firm's brand
→Shared economics on the engagements you bring
→No overlap with your existing clients
→Flexible engagement models — white-label tax work, referral, or named partnership

Ready to talk?

Every engagement starts with a 15-minute introductory call. No obligation. No pitch.

(905) 582-0160 · contact@cedargroup.ca